How to Avoid Holiday Scams: Stay Safe During the Festive Season

The holiday season is a time for joy, celebration, and connecting with loved ones. Unfortunately, it's also a peak time for scammers to take advantage of the festive spirit. In December, scams tend to rise as people shop online, donate to charities, and share personal information more frequently. Protect yourself and your loved ones by staying informed and vigilant.

Here are some tips to help you avoid scams this holiday season.

1. Be Cautious with Online Shopping

• Stick to reputable retailers: Ensure the website you're shopping on is legitimate by checking reviews and confirming the URL is secure (it should start with "https").

• Avoid deals that seem too good to be true: Scammers often create fake sites offering high-demand items at steep discounts.

• Pay securely: Use payment methods that offer buyer protection, like trusted payment platforms.

2. Watch Out for Phishing Emails and Texts

• Verify the sender: Scammers often disguise themselves as trusted companies or contacts. Double-check the sender’s email address or phone number.

• Don’t click links: Avoid clicking on links in unsolicited emails or texts, especially those claiming you’ve won a prize or need to update your payment information.

• Be wary of urgency: Messages that pressure you to act immediately are often scams.

3. Protect Your Personal Information

• Limit what you share: Be cautious about providing sensitive information online or over the phone unless you initiated the contact.

• Use strong passwords: Avoid reusing passwords across accounts, and enable two-factor authentication where possible.

• Monitor your accounts: Regularly review statements and online activity to catch any unauthorized transactions early.

4. Verify Charities Before Donating

• Research the organization: Ensure the charity is legitimate by checking ratings and reviews on platforms like Charity Navigator or GuideStar.

• Be skeptical of phone solicitations: Scammers often pressure people into donating over the phone. Ask for written details and research the organization before giving.

• Donate through official channels: Use the charity’s official website to make your contribution securely.

5. Stay Alert on Social Media

• Watch for fake giveaways: Scammers often create posts promising prizes in exchange for likes, shares, or personal information.

• Be cautious with direct messages: Avoid clicking on unknown links or sharing personal details with people you don’t know.

• Verify sellers on marketplaces: Check profiles, reviews, and transaction policies before making purchases.

6. Use Secure Wi-Fi Networks

• Avoid public Wi-Fi for transactions: Public networks are often unsecured and can expose your personal information to hackers.

• Use a VPN: A Virtual Private Network (VPN) adds an extra layer of security when accessing the internet in public spaces.

7. Recognize Delivery Scams

• Beware of fake notifications: Scammers may send texts or emails claiming a delivery is delayed or needs confirmation. Verify directly with the courier service.

• Track your packages: Use tracking numbers from legitimate retailers to monitor your shipments.

8. Take Advantage of Card Security Features

At Dora, we prioritize your financial security. If you suspect your card information has been compromised, you can easily freeze your card through our app. This feature allows you to pause all transactions immediately, helping protect your money while you investigate or resolve the situation.

9. Teach Loved Ones About Scams

• Share knowledge: Educate family members, especially older relatives, about common scams and how to spot them.

• Stay connected: Regular check-ins can help prevent isolation, which scammers often exploit.

Final Thoughts

The holidays should be a time of joy, not stress. By staying informed and following these tips, you can avoid falling victim to scams and focus on enjoying the season with peace of mind.

At Dora, we are committed to keeping your money safe. If you suspect any suspicious activity, remember that freezing your card through the app is just a few taps away.

Stay vigilant, stay safe, and have a happy holiday season!